ANZ SWIFT Code NZ: Find the Correct BIC for Transfers

You’ve got the account number, your recipient is ready, and now your bank asks for a SWIFT code. For ANZ in New Zealand, one code — ANZBNZ22XXX — works for most transfers, but the right answer can depend on the specific service or branch, so verification is essential.

ANZ Bank New Zealand SWIFT code (main): ANZBNZ22XXX ·
Number of ANZ branches in NZ: Over 200 ·
SWIFT code format: 8 or 11 characters ·
Country code for NZ in SWIFT: NZ

Here is the essential breakdown of ANZ’s SWIFT details for New Zealand.

What is the SWIFT code for ANZ?

Primary SWIFT code: ANZBNZ22XXX

The main SWIFT/BIC code for ANZ Bank New Zealand is ANZBNZ22XXX. This eight-character version (ANZBNZ22) or its eleven-character equivalent (ANZBNZ22XXX) is recorded by multiple financial platforms. Wise and XE both list it as the code for ANZ’s Wellington head office.

When to use this code

This code covers the vast majority of personal account transfers — salary deposits, remittances, and payments from international senders. ANZ’s internet banking help page explains that a SWIFT/BIC is required to identify the beneficiary bank when sending overseas payments.

What the code breaks down to

ANZBNZ22XXX decodes as: ANZB (bank code for ANZ), NZ (country code for New Zealand), 22 (location code), and XXX (head office branch). The same breakdown is used by BookMyForex.

The pattern: One primary code covers almost all personal transfers, but knowing the code’s structure helps you confirm you have the right one.

What is a SWIFT/BIC code in New Zealand?

SWIFT vs BIC – same thing

SWIFT and BIC are used interchangeably. ANZ’s help page notes that “SWIFT stands for Society for Worldwide Interbank Financial Telecommunication and BIC stands for Bank Identifier Code.”

Format of New Zealand SWIFT codes

New Zealand SWIFT codes always begin with four letters (the bank code), then the country code NZ, then a two-character location code, and optionally three characters for the branch. All ANZ NZ codes start with ANZB.

Why you need it for international transfers

Without the correct SWIFT code, a wire transfer may be delayed or returned. XE states that the code “identifies the bank and its location, so funds reach the right place.”

Why this matters: One mixed-up character can mean a failed transfer and extra fees. Understanding the format reduces that risk.

Do all ANZ branches use the same SWIFT code?

Main branch vs other branches – what changes

Most ANZ branches in New Zealand share the same SWIFT code: ANZBNZ22XXX. However, XE notes that “ANZ Bank may use different SWIFT/BIC codes depending on the service or branch.” Wise similarly warns that different codes exist for different types of banking services.

Services that may require a different SWIFT code

Services such as trade finance, securities, and certain business accounts may use a branch-specific suffix. For example, XTransfer lists ANZBNZ22102 for Auckland, and Transfez lists ANZBNZ22058 for another purpose — but these are not official and should be verified.

Known branch codes (with caution)

Third-party aggregators occasionally list codes ending in numbers instead of XXX. The best practice is to confirm with your recipient or ANZ customer service before relying on any non-standard code. ANZ itself advises checking that the SWIFT/BIC is “currently active.”

The catch: You can almost always use the main code, but for specialised transactions a different code might be needed. Verification is cheap; a failed transfer is not.

How do I find my bank’s SWIFT code?

Checking your ANZ account statement

The SWIFT code is usually printed on your monthly statement under your account details. If you do not see it, online banking often displays the code in the account information section.

Using the ANZ mobile app

ANZ’s smartphone app lists the SWIFT code under account details. Open the app, tap on your account, and look for “SWIFT/BIC” — it should show ANZBNZ22XXX for personal accounts.

Contacting ANZ customer service

You can call ANZ New Zealand’s support line to confirm the exact code for your account. This is especially helpful if you hold a business account or need a branch-specific code. For more on New Zealand banking trends, read about Kiwibank lowering home loan rates.

Using SWIFT code lookup tools

Sites like Wise and XE provide free SWIFT code directories. Always cross-check with the bank’s own information to avoid outdated codes.

What this means: You have multiple ways to find the code — the quickest is the ANZ app, but the safest is asking the recipient or calling the bank.

How do I send money to an ANZ account in New Zealand?

Steps to make an international wire transfer to ANZ NZ

1. Obtain the recipient’s full account number (and sometimes their name and address).
2. Use the SWIFT code ANZBNZ22XXX for personal accounts. For business or specialised services, confirm the exact code with the recipient.
3. Provide your bank with the recipient’s bank name: ANZ Bank New Zealand Limited.
4. Include the branch address: Floor 10, 170-186 Featherstone Street, Wellington 6011 (confirmed by Wise).
5. Check that your bank’s system accepts either the 8-character (ANZBNZ22) or 11-character (ANZBNZ22XXX) version — both work for the same account.

Required information

You need: the SWIFT code, the account number, the bank name, and the recipient’s full name as registered. ANZ’s help page also recommends entering the beneficiary bank’s branch address in full.

Common mistakes to avoid

• Using an old or incorrect SWIFT code — always double-check with the recipient.
• Omitting the branch address — some banks require it for processing.
• Assuming the 11-character version is different from the 8-character version — the XXX suffix simply means head office and is equivalent to the 8-character code.

The trade-off: Taking two minutes to verify the SWIFT code and account details can prevent days of delays and extra fees. It is the cheapest insurance for any international transfer.

For more on currency exchange rates, see NZ Dollar to PKR Rate.

“The SWIFT/BIC code for ANZ Bank is ANZBNZ22XXX.”

Wise (currency transfer platform)

“ANZ Bank may use different SWIFT/BIC codes depending on the service or branch.”

XE (currency exchange service)

For anyone sending money to an ANZ account in New Zealand, the smartest step is simple: ask your recipient to confirm the SWIFT code before you initiate the transfer. A two-minute check saves you from a week of chasing funds. Stick with ANZBNZ22XXX for personal accounts, and for anything else — business, trade, or special services — verify directly with ANZ. The rest is just a few clicks away.

For international transfers to New Zealand, the correct identifier is the ANZ SWIFT code ANZBNZ22XXX, which remains the same for all ANZ branches across the country.

Frequently asked questions